Checking card details
Stripe checks that the details provided are formatted correctly (e.g., the expiry date is not in the past). There is no guarantee that the card itself is valid yet.
Some banks, especially in regulated regions like Europe and India, may prompt the customer to authenticate a purchase (e.g., by texting the customer a code to enter on the bank’s website). Watch our video to learn more.
The money moves from the issuing bank to the merchant’s account.